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Home » Breakfast

Healthy Banana Nut Muffins (with Steel Cut Oats)

Published: Apr 6, 2026 by Leanne

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These Healthy Banana Nut Muffins are incredibly soft, tender and packed with a powerhouse trio of ripe bananas, crunchy walnuts and hearty steel cut oats. They're also bursting with wholesome ingredients like whole wheat flour and sweetened with golden honey, a touch of coconut sugar and those super ripe bananas. By soaking the oats in almond milk overnight, you'll unlock the secret to a muffin that is unbelievably moist. Soaking adds an extra step, but trust me, it makes all the difference!

Side view of banana nut muffins and one with a bite taken.

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Table of Contents
  • Versatile and forgiving recipe
  • How to make dietary variations
  • Additional ingredient notes and swaps
  • Helpful tips before you get started
  • How to make banana nut muffins with steel cut oats
  • Frequently asked questions
  • A note on measuring ingredients
  • More oatmeal muffin recipes
  • 📖 Recipe

This recipe was originally published in September 2019. I recently revisited it to add weighted measurements to the recipe card, and decided to make a few tweaks to ensure a better rise. If you prefer the original recipe, leave a comment below or email me, and I'll send you a copy.

Versatile and forgiving recipe

This is how one reader put it, and I couldn't agree more! I've been making these muffins for almost 10 years, and I'm always trying new things with them. Whether you want to stick with the dairy-free version, go fully vegan, or need them to be gluten-free or nut-free, I've already done the kitchen 'beta testing' for you. You can swap with confidence and make these muffins exactly the way you want them.

How to make dietary variations

  • Gluten-free - substitute the whole wheat flour for 1-to-1 gluten-free baking flour and make sure your oats are certified gluten-free.
  • Vegan - replace the honey with maple syrup and use a flax egg instead of an egg.
  • Nut-free - substitute dairy milk for the almond milk, and replace the walnuts with pumpkin seeds, raisins or chocolate chips.
Ingredients to make banana nut muffins arranged in individual dishes.

Additional ingredient notes and swaps

  • Bananas - For the best flavor and sweetness, use overripe bananas with plenty of brown spots.
  • Oats - Steel cut oats give these muffins a hearty, nutty texture. If you're short on time, swap them for old-fashioned oats and reduce the soak time to just 30-60 minutes. (This is how I make these air fryer oatmeal chocolate chip muffins).
  • Milk - While I use unsweetened almond milk to keep these muffins dairy-free, you can use any type of milk you like. Some of my favorite plant-based options are oat milk and cashew milk. You can also make them with dairy milk if you don't need the muffins to be dairy-free.
  • Whole wheat flour - I usually make these muffins with whole wheat flour, but if you only have all-purpose white, feel free to use it.
  • Coconut sugar - If you don't have any (I usually pick it up in the organic section of the grocery store), you can use brown sugar instead.
  • Walnuts - Keep things nutty but swap out the walnuts for chopped pecans.

Helpful tips before you get started

  • Don't overmix the batter. This can create a dense or tough muffin instead of a soft and fluffy one. Stir together the wet and dry ingredients until almost incorporated and then fold in the walnuts.
  • Use a light colored pan. Dark colored pans brown muffins faster, especially on the bottom. If you're using a dark pan, just keep an eye on the muffins as they near the end of their bake time.
  • Use muffin liners. Even when using light colored pans, for some recipes, I like to use parchment liners to prevent over browning. (Parchment ones are great because they don't stick to the muffins!)
  • Start high and reduce temperature. I've been using this technique more lately as it ensures a better rise and nice dome on muffins.

How to make banana nut muffins with steel cut oats

Once the oats are soaked, this recipe comes together quickly!

Oats and almond milk combined in a glass bowl (before soaking).
Step 1: Stir together the oats and milk and let soak in the fridge for 5-6 hours, or overnight.
Oats fully soaked in almond milk in a glass bowl.
Step 2: Remove oats from the fridge. They should have fully aborbed the milk.
Dry ingredients whisked together in a glass bowl.
Step 3: In a small bowl, whisk together the flour, baking soda, baking powder, cinnamon and salt.
Wet ingredients mixed together in a large glass bowl with a whisk.
Step 4: Add the egg, honey, oil, coconut sugar and vanilla to the oat mixture and whisk to combine.
Dry ingredients mixed into wet ingredients with a spatula and chopped walnuts on the side.
Step 5: Add the dry ingredients to the wet mixture and stir until almost combined.
Walnuts mixed into batter with a spatula.
Step 6: Fold in the walnuts, being careful not to overmix.
Muffin batter divided into a 12-cup muffin pan.
Step 7: Add the batter to a 12-cup muffin pan lined with parchment liners. They should be filled almost to the top.
Baked muffins in the muffin pan.
Step 8: Bake at 425F for 5 minutes, then reduce the oven temperature to 350F and bake for another 12-14 minutes, or until a toothpick inserted into a muffin comes out clean.

Frequently asked questions

How should these muffins be stored?

Keep them stored in an airtight container at room temperature and they'll last for about 3-4 days. 

Do they freeze well?

Yes! To freeze them, let them cool completely and store them in a single layer in a freezer safe container for up to 3 months. Thaw at room temperature when you're ready to enjoy.

Can you make them with berries instead of nuts?

Yes, instead of walnuts, you can add blackberries, blueberries or raspberries. You can also follow this recipe for blackberry banana oatmeal muffins for more precise ingredients and directions.

A note on measuring ingredients

For convenience, US cup measurements are included in the recipe card for this recipe. To ensure greater accuracy, however, weight and volume measurements are also provided. So, if you see grams (g), you'll want to use a kitchen scale to weigh your ingredients, and if you see milliliters (ml), you'll want to use a liquid measuring cup. Smaller quantities of ingredients are provided in teaspoons and tablespoons.

Close up of a banana nut muffin with the muffin liner peeled away and a bite taken.

More oatmeal muffin recipes

  • Coconut Mango Oatmeal Muffins
  • Blueberry Vanilla Oatmeal Muffins with Almonds
  • Cranberry Orange Oatmeal Muffins

If you make this recipe, I'd love to hear what you think in the comments below!

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📖 Recipe

Side view of banana nut muffins with one on a parchment liner and a bite removed.

Healthy Banana Nut Muffins (with Steel Cut Oats)

Healthy Banana Nut Muffins are soft, tender and packed with ripe bananas, crunchy walnuts and hearty steel cut oats (soaked in almond milk)!
5 from 21 votes
Print Pin
Prep Time: 15 minutes minutes
Cook Time: 19 minutes minutes
Soaking Time: 6 hours hours
Total Time: 6 hours hours 34 minutes minutes
Servings: 12 muffins
Author: Leanne

Ingredients

  • 1 cup (175 g) steel cut oats
  • 1 cup (240 ml) unsweetened almond milk
  • 1 ¼ cup (170 g) whole wheat flour
  • 1 teaspoon baking powder
  • 1 teaspoon baking soda
  • 1 teaspoon cinnamon
  • ½ teaspoon fine sea salt
  • ¾ cup (205 g) mashed banana, (about 2 bananas)
  • 1 large egg, room temperature
  • ¼ cup (60 ml) olive oil
  • ¼ cup (90 g) honey
  • 3 tablespoons coconut sugar
  • 1 teaspoon vanilla
  • ¾ cup (90 g) raw chopped walnuts

Instructions

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  • In a large bowl, stir together the oats and milk. Cover and let soak in the fridge for 5-6 hours, or until the oats have fully absorbed the milk.
  • Preheat oven to 425F and line a 12-cup muffin pan with parchment liners.
  • In a medium-sized bowl, whisk together the flour, baking powder, baking soda, cinnamon and salt.
  • In a large bowl, whisk together the soaked oats, mashed bananas, egg, oil, honey, coconut sugar and vanilla.
  • Add the dry ingredients to the wet mixture and stir together until almost combined.
  • Add the walnuts and stir until there are no streaks of dry ingredients left. (Be careful not to overmix).
  • Divide the batter evenly into the prepared muffin pan, filling each almost to the top.
  • Bake at 425F for 5 minutes, then reduce the temperature to 350F and bake for another 12-14 minutes, or until a toothpick inserted into a muffin comes out clean.
  • Let cool in the pan for 5 minutes before transferring to a wire rack to cool completely.

Notes

  1. For a nut-free version, substitute dairy milk for almond milk, and replace the walnuts with pumpkin seeds, raisins or chocolate chips.
  2. For a gluten-free version, substitute the whole wheat flour for gluten-free 1-to-1 baking flour and make sure your oats are certified gluten-free.
  3. For a vegan version, replace the honey with maple syrup and use a flax egg instead of an egg.
  4. If you're pressed for time, you can use old fashioned rolled oats and soak them for 30-60 minutes. They won't create the same nutty texture, but they still work well in this recipe.
  5. Dark colored muffin pans tend to brown the muffins faster, especially on the bottom. So, if you're using a dark pan, make sure to use muffin liners and keep an eye on the muffins as they near the end of their bake time.

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Nutrition Facts per Serving

Calories: 239kcal | Carbohydrates: 31g | Protein: 6g | Fat: 11g | Saturated Fat: 1g | Polyunsaturated Fat: 4g | Monounsaturated Fat: 4g | Trans Fat: 0.002g | Cholesterol: 16mg | Sodium: 267mg | Potassium: 140mg | Fiber: 4g | Sugar: 10g | Vitamin A: 35IU | Vitamin C: 1mg | Calcium: 69mg | Iron: 1mg

Disclaimer

Nutrition information is an estimate only and will vary depending on the substitutions made and the brands used.

Did you make this recipe or have any questions?

I love reading your comments and addressing your questions, so please leave your comments and ratings or questions below!

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Comments

    5 from 21 votes

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  1. Karin says

    September 08, 2025 at 12:52 pm

    I would like yo make these but add some peaches as they're in season. I noticed someone added fruit- successfully-how much would you recommend?

    Reply
    • Leanne says

      September 08, 2025 at 11:20 pm

      Hi Karin! I've made this recipe with berries, but I haven't tested it with fresh peaches, so I'm not sure how much additional moisture they will add to the muffins. If you give it a try, I'd go with about 3/4 cup chopped peaches.

      Reply
  2. Erin says

    April 05, 2025 at 12:11 pm

    I’ve been making these muffins for a several years now and love this recipe! I leave out the sugar and add blueberries (frozen or fresh) and frozen strawberries. They are the best. This recipe is forgiving and versatile, so very much appreciate it.

    Reply
    • Leanne says

      April 05, 2025 at 5:42 pm

      Hi Erin! I'm so glad you've been enjoying this muffin recipe. Thanks for letting me know!

      Reply
  3. Marie says

    May 01, 2024 at 9:49 am

    Should this recipe have baking powder instead of baking soda? Mine did not rise at all. In fact, some sunk. And I had too much batter, even though I didn't use any nuts. I filled my muffin cups more than usual - which did not work out since they didn't rise - they spread. Also, they weren't done at 18 minutes so I kept cooking them longer at two minute increments. At 22 minutes they were still not done but were starting to burn.

    I used the rolled oats instead of steel cut - should that be a 1:1 substitution? I would think you would want less rolled oats.
    I also used dairy milk not nut milk and a flax egg, both recommended swaps. And I used coconut oil instead of olive oil, which shouldn't matter.

    Reply
    • Leanne says

      May 01, 2024 at 11:19 am

      Hi Marie. I'm so sorry this recipe didn't work out for you. The recipe definitely requires baking soda, not baking powder. Was your baking soda still fresh? Expired baking soda could affect the leavening. While the muffins don't have a huge rise, they shouldn't sink. Did you let the oats soak until all of the milk was absorbed? If the oats weren't fully absorbed, that may result in the batter being too runny and causing the muffins to not rise or fully bake. Overfilling the muffin cups could have also contributed to them sinking. Rolled oats can be used in place of steel cut oats as a 1:1 substitution. I've made them this way many times before. The milk and flax egg shouldn't have made a difference either. I've tested both substitutions. I haven't tested this recipe with coconut oil so that may have played a part. I hope some of these suggestions help.

      Reply
  4. Kiersten Godwin says

    July 01, 2023 at 10:28 am

    Hi, these are so good! How long would you say they would last without being frozen?

    Reply
    • Leanne says

      July 01, 2023 at 10:44 am

      Hi Kiersten! I'm so glad you like the recipe. The muffins should last at room temperature for about 3 days.

      Reply
  5. Arundhati Chakravorty says

    October 08, 2020 at 12:03 am

    Hi Leanne! I made these today, followed your recipe to the letter except I left out the honey (did not have(. The muffins are excellent! My main taste tester says I should book mark this recipe! Thank you so much. (I came here searching for a recipe that included bananas and steel cut oats).

    Reply
    • Leanne says

      October 09, 2020 at 9:17 pm

      Hi Arundhati! I'm so glad you and your main taste tester enjoyed the muffins! And I appreciate you letting me know. Glad you were able to find what you were looking for!

      Reply
  6. Laurie says

    May 26, 2020 at 5:15 pm

    Will these freeze well?

    Reply
    • Leanne says

      May 27, 2020 at 12:21 am

      Yes, I freeze them all the time!

      Reply
  7. Michele says

    September 08, 2019 at 8:53 pm

    5 stars
    Love that these muffins are healthy because I've really been trying to eat better as of late. Would love to have one of these for breakfast or an afternoon snack. Yum!

    Reply
    • Leanne says

      September 18, 2019 at 12:12 am

      Thanks Michele!

      Reply
  8. Donna says

    September 08, 2019 at 5:50 pm

    5 stars
    I love that these are made with overnight oats, I often make a big batch at the start of the week and by midweek everyone is ready for something different, this is a great way to make sure there is no waste!

    Reply
    • Leanne says

      September 18, 2019 at 12:13 am

      That's a great idea! Thanks Donna!

      Reply
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Welcome!

Hey there! I'm Leanne and welcome to Crumb Top Baking. I'm a self-taught baker, home cook and food photographer, and I'm passionate about sharing well-tested, simple and approachable desserts and savory recipes

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